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Wizard Lenders Privacy Policy And Terms Of Service - Effective 2/11/2012

This privacy statement discloses the information gathering and dissemination practices for this website. We will notify you of changes to our Privacy Policy by posting the new policy on this website and by e-mailing the new Privacy Policy to registered members. For this reason, we recommend that you review our Privacy Policy regularly so that you can stay informed of our practices.

By using our services or submitting information that we use in providing our services, you are accepting the practices described in this Privacy Policy and expressly agreeing to accept offers from us, our customers, and/or any third party to whom we sell, license, transfer and/or share your email address or other personal information. The 3rd parties to whom we sell, license, transfer, and/or share this information include individuals and companies engaged in the sales, marketing, advertising, and publishing industries for various products and services whose company names are all listed specifically here (AGR, All Global, WizardLenders.com Inc, EliteDebtCleaner.com, EliteCreditRepair.com, Mindbody-Soul.com, and Global Wide Media) .

The information we collect includes name, address, age, date of birth, e-mail address, telephone number. You can opt out of providing this additional information by not entering it when asked, or if you have already provided your information, you can opt out here.

If you have an comments, suggestions or complaints please contact us at support@elitecashwire.com or by writing to us at WizardLenders.com 138-07 82nd Drive, Briarwood, NY 11435 USA

We use the information that we collect to provide our services, to contact you regarding new offers, and for advertising purposes. We also use the information to contact customers to further discuss customer interest in our company, the services that we provide, and to send information regarding our company or partners, such as promotions and events. The information we collect is also sold, licensed, transferred, and/or shared with individuals and companies engaged in the sales, marketing, advertising, and publishing industries for various products and services in which you may be interested.The company names who remarket for WizardLenders.com are all listed specifically here (AGR, All Global, WizardLenders.com Inc, EliteDebtCleaner.com, EliteCreditRepair.com, Mindbody-Soul.com, and EliteBusinessLoans.com)

We also automatically collect certain information from visitors to, and customers of, the site, such as Internet addresses, browser type, Internet Service Provider (ISP), referring and exit page, operating system, timestamps, and click stream data. Some of the information is collected through the use of cookies. This information is logged to help diagnose technical problems, and to administer our site in order to constantly improve the quality of the services we provide. We also track and analyze non-identifying and aggregate usage and volume statistical information from our visitors and customers and sell, license, transfer, and/or share such information with third parties, such as our affiliates and other interested businesses.

By registering at this site, you agree that this act constitutes an inquiry and/or application for purposes of telemarketing laws, and notwithstanding that your telephone and/or cell phone number may be listed with the federal Do-Not-Call Registry you expressly opt-in to WizardLenders.com (c) permit us, our reseller clients and other third parties to contact you pursuant to the business relationship we have established using the information you provided to us for any purpose such as contacting you by e-mail address, phone and/or cell number (including use of automated dialing equipment), text (SMS) message or any means of communication for any purpose that, among other things, your wireless device may be capable of receiving (e.g., mms, video etc.) whose company names are all listed specifically here (AGR, All Global, WizardLenders.com Inc, EliteDebtCleaner.com, EliteCreditRepair.com, Mindbody-Soul.com, and EliteBusinessLoans.com). We may use standard Internet technology, such as web beacons and other similar technologies, to track your use of our site. We also may include web beacons in advertisements or email messages to determine whether messages have been opened and acted upon. The information we obtain in this manner enables us to customize the services we offer our website or application visitors to deliver targeted advertisements and to measure the overall effectiveness of our online advertising, content, programming or other activities. Information collected by third-parties. We may allow service providers, WizardLenders.com related companies, advertising companies and ad networks, and other third parties to display advertisements on our site. These companies may use tracking technologies, such as cookies, to collect information about users who view or interact with their advertisements. How does WizardLenders.com handle Do Not Track requests? WizardLenders.com does not honor Do Not Track requests by its visitors or members on any browsers, web or mobile..

If you send personal correspondence, such as emails or letters, or if other users or third parties send us correspondence about your activities or postings, we will collect such information into a file specific to you. We use information in the file that we maintain for you, and other information that we obtain from your use of the services, to resolve disputes, troubleshoot problems, and enforce our customer agreements.

We cannot ensure that all of your private communications and other personally identifiable information will never be disclosed in ways not otherwise described in this Privacy Policy. For example, we may be forced to disclose information to the government or third parties under certain circumstances, or third parties may unlawfully intercept or access transmissions or private communications. We can (and you authorize us to) disclose any information about you to law enforcement or other government officials as we, in our sole discretion, believe necessary or appropriate in connection with an investigation of fraud, intellectual property infringements, or other activity that is illegal or may expose us to legal liability.What is the APR for a loan that I may get from an Elite Cash Now lender? APR or (Annual Percentage Rate) represents the interest rate and fees of a loan for an entire year. The loans typically offered by our network of lenders is intended to be used for a short loan term purpose that is repaid in a matter of weeks. APR is a commonly used as a way of expressing the fees of other loan types, such as mortgage loans, auto loans, and other types of personal loans. Since WizardLenders.com is an advertising agency and not a lender, we are not able to precisely quote the exact APR that your lender may offer. The usual representative APR range is somewhere between 268% and 1457% for a 14 day loan. IMPORTANT, you should pay your loan back on time to avoid fees and penalties. Make sure that you review the terms and conditions of the loan that is offered to you from our network and also others. The actual APR may vary if connected with other lenders outside our network. WizardLenders.com is not a USA lender, it's an advertising agency that helps connect you with many participating lenders, APRs differ from lender to lender so review all terms and conditions available. Credit checks, consumer credit reports and other personal data may be obtained by some lenders from Experian, Equifax, Trans Union or through alternative providers. Some bank to bank transfers may take up to 24 hours. Same day service may not be offered by third party lenders.

SPECIAL OFFER SERVICE SUBSCRIPTION AND EXPRESS CONSENT TO RECEIVE MESSAGES

By accepting of the terms and conditions of this website (and any associated offers, contests, giveaways or other programs), and providing your telephone number, you are subscribing to a free Special Offer Service by WizardLenders.com. EliteCashWire subscribers receive recorded telephone messages regarding various special product offers and purchase incentives. Subscribers are also eligible to receive additional awards and benefits. The service is free of charge. For more information regarding the EliteCashWire and its associated sweepstakes and/or contests, including applicable rules, please visit here.

Recorded Calls: By subscribing, you are providing your express written consent to be contacted by WizardLenders.com and its third party marketing partners via prerecorded telephone message at the number you provide for purposes of the Amended Telemarketing Sales Rule (16 CFR 310 et seq.), and the Electronic Signatures in Global and National Commerce Act (15 USC 96), as amended from time to time. The calls you are agreeing to receive include special offers for goods and services offered by third parties through EliteCashWire, which are not sold by or through EliteCashWire. You are subscribing to receive calls only from EliteCashWire, and only at the specific number(s) you have provided to us. Your consent will be effective if the number you have provided is a home, business, or cell phone line, or if the number is registered on any state or federal Do-Not-Call (DNC) list as of the date of this consent. EliteCashWire reserves the right to refrain from calling any number registered on a DNC list in connection with its sweepstakes and any other promotion. This consent shall remain in effect until you revoke it by cancelling your subscription here.The company names who remarket for WizardLenders.com are all listed specifically here (AGR, All Global, WizardLenders.com Inc, EliteDebtCleaner.com, EliteCreditRepair.com, Mindbody-Soul.com, and EliteBusinessLoans.com)

To unsubscribe: You may cancel your WizardLenders or EliteCashWire subscription and revoke your consent to receive calls at any time by either (a) utilizing the opt-out procedure included in any message you receive; (b) by sending an e-mail that includes your telephone number to affiliates@elitecashwire.com; or (c) by sending a written request to WizardLenders.com, 138-07, 82nd Drive, Briarwood, NY 11435. You agree that WizardLenders.com is not responsible for any subsequent third party lists you opt into or our affiliates opt you into. You agree its your full responsibility for you to personally remove yourself from those advertiser lists. WizardLenders.com is an advertising agency only, not a financial institution or lender. We will help you connect with a lender. Not all lenders can provide up to $1000.

We may take a reasonable period of time (up to seven business days) to process cancellation requests. If you request the cancellation or modification of your subscription, such information may be retained for a period of time in our backup systems as a precaution against system failures. Some information may be retained for longer periods as required by law, contract or auditing requirements. Please visit this page regularly because after we update our privacy policy its posted to our website as notification a change was made. This privacy policy version was last updated January 31, 2013.

This site is owned and operated by WizardLenders.com, 138-07 82nd Drive, Briarwood, NY 11435.